To invest, a person needs to find a source of stable income and from his stable income, he needs to extract discretionary income through proper financial management. Because investing with discretionary income is very good because the amount of money left after deducting all your expenses is discretionary income. If you invest with discretionary income, even if you lose, you will not be in too much financial trouble. Because you have invested with your remaining money
I largely agree to what you are saying, but what I did not agree to is some part of the highlighted statement, because to the best of my knowledge, Bitcoin investment is open to all. Your statement suggest that those people that don't have a stable income should not invest in Bitcoin, but on the contrary, anyone can invest in Bitcoin as long as he has a discretionary income from any income that comes into his hands. Take note that not everyone that has a stable income can figure out their discretionary income, so what am trying to say is that Bitcoin investment is open to all that can figure out their discretionary income from their source of income, it must not be stable as you are saying, but as long as he or she can figure out their discretionary income from what ever income that comes into his hands, he is good to go.
I totally agree with you, there are folks that has stable source of income but getting a reserve funds is difficult talk more of discretionary, some folks are so useless and careless and yes your kind or type of income doesn't stop you or anyone from Investing as far as they get a discretionary from that source of income and also emergency funds because this fund is very vital when it comes to investing and holding for long.
The only disadvantage of having an unstable source of income is that one won't be able to invest intermittently because sometimes this funds can waste time before it comes but a wise investor will device a means to make everything work perfect with the unstable income, it is all about the mind and target.Another thing about those guys that has a stable coin is that most times, it's not that they are mismanaging their funds, it's because their said salary is too small to even take care of themself and their basic needs. In such a scenario, is either the said fellow start looking for another job or look for an extra means in earning money so that he can have a discretionary income to invest.
As for the highlighted statement, i sees no big disadvantage there because those guys that doesn't have a stable source of income are mostly work men, I mean those with skills, they are more likely to earn more than those with a stable source of income, so if the said fellow knows how to manage his finance properly, their is no reason he wouldn't have a discretionary income constantly to invest in Bitcoin, so it's not about having a stable source of income or not, it mostly boils down to the said person, if he is good in managing his finance or not.