I don't want enter in the matter troll, spam etc...

OP, coming back on topic:
You can get a "loan" from your coins and get a % back in FIAT (around 50-70%). No chargebacks, no interactions.
You can use a debit card that allow you to charge with bitcoin. It's easy and cheap as option (and some are without KYC).
Of course both case have more fees probably then the generic way but these are really useful as medium.