From my own point of view, I can say that to be successful or wealthy today, skills are fundamental because you have to show people that you're capable of doing something and can do it perfectly in such a way that will make people patronize you. That's the first thing that will push you up. Without skills, how can one raise funds to invest? But if you were born into a wealthy family, that's very clear that your family has set up the future for you. But as someone who wants to start from scratch and stand on is own, definitely you'll need some skills to raise funds before thinking of investment for you to be a wealthy person.