Ok..  Fair enough.  I was wondering if I might have had been missing something.


That is already a surprise to me.  I had spent quite a bit of time helping a friend with various aspects of his TSP, so I had not even known about a mutual fund window.. and so I might need to look into that with my friend.. and/or have my friend look to see, or maybe I can look with him in the coming days.. I am not sure if all federal government employees have access to the same TSP or if some might have some different access.. My understand that TSP is available to federal civil employees and military and retired.. but not to contractors. and I would imagine anyone who had an eligible government position for long enough to vest (which I believe is 3 years).. ... but I think that pension benefits needs at least 5 years to vest.. . but I think that there is ONLY one level of TSP.. which I did not know about anything beyond the 5 funds and yeah of course the Life funds are merely combinations of the base 5 funds that are available.