What needs to be worried about those who are new to the term wallet are if someone does not store the seed phrase, this will cause problems for them when used in the future due to the loss of the seeds then the overall loss of control over the wallet to be restored.
We've come across many stories of people who had large amounts of assets invested in their wallets for the long term,, only to find out one day they were shocked to find themselves unable to access them because this often comes down to their negligence in keeping those phrases safe or failing to store an additional backup in a secure location..
For beginners who do not understand the meaning of a wallet and these fundamentals and don't know how to securely store their seed phrases or follow the necessary security measures to protect them from fraud, they should learn and gain experience first. They should also study and conduct research to determine which safe and open-source wallets to use.
I wouldn't advise any beginner to invest even a single dollar before thoroughly understanding everything from the start.