you dont need to be rich or be well off before having kids, you just need to have something doing that can be generating a steady income that may well feed you and also your family. if you want to be stingingly rich before having kids or even getting married am afraid you may never have none. the truth about life is that none of us knows when we will become rich, riches  might come when we are  young or when we are old, and if it comes when we are old then its of no use to us. except those wealth will be wiled to family members or donated to charity organization . those that wanted to be rich before getting married later regretted when it was too late because the business they where doing could fed for themselves and family but they neglected it thinking it was too small, only to see themselves getting old when getting married now becomes difficult even when they have the money.