We lack continuity as a nation so that's the first issue with choosing to use our banking system for P2P transaction if it gets approved. Government can just change and then everything change with a new administration being completely against crypto, what that will do generally is that it will place those using such exchanges at a risk of having Thier account frozen or in a worse of scenarios having them being called for questioning which is a major setback for most investor.

I will go for an exchange that has high reputation to one that's an homebase exchange. It might look like you're not supporting your local exchange but it generally will take time before a complete sense of trust will be there when it comes to being completely open while dealing with our local exchanges let alone the banks.