Here's where my response was focused before you seek this type of advice you should already have the funds for the investment. If you don't have the capital yet then that should be your focus and not talking about what you want to invest into. I can't tell people where to get the money for investing, that's their responsibility but what I can do is to tell them how to invest the money they already have and for the pensioners that usually buy into the investment plans of the government, there's something better and that's investing into Bitcoin. With Bitcoin, they hodl the power to decide their future with just having patience with the market.