While using Bitcoin in Kibera’s Soweto West may offer financial inclusion for those without bank access, the risks far outweigh the benefits. First, Bitcoin’s notorious price swings can devastate households some residents already hold 70–80% of their wealth in it, making any dip potentially catastrophic.

Second, there's little oversight or consumer protection in place; this means people could be exposed to fraud or loss without legal recourse.

Finally, while reduced transaction fees might sound appealing, volatility and lack of regulation could negate true utility, especially for vulnerable communities living day to day.