I practically examined myself of my expenses and I discovered that food takes the highest volume of spending which can even affect your savings or empty savings if you're not properly plan. For instance, imagine someone who earn 50k as salary only paint of rice and garri must have the money into two...at the end you'll be wondering what vanished the money. With the current economy situation in Nigeria, 50k is enough for anything sustainable or to encourage good savings habits.
Most people even still displeased themselves of good food, good house and clothes to see if they can save money for the future we're not yet thete.
My brother wetin you talk here no be lie, food na one basic needs wey you no fit ignore because wen hunger comes knocking you no go fit reason straight till you see food chop, so I no dy surprise say na there most of our income dy go because na only when person don chop belle full person fit think of saving.
To be honest my bro, our naira now na big shit coin because the way e dy behave now, the money dy even finish before e arrived, so thinking of saving something from ur income when you never chop na big mistake because e go just be a matter of time wey you go fall back to your savings and use am chop, hunger dy the land, that's why the only solution to this predicament we dy in now, na to earn or make more money because all the signs dy there say the country go dy hard the more as days goes by.