I agree that beginners should stay away from trading unless they are fully prepared and understand the risks. It is way better to just hold if you want less risk in my opinion. Trading is basically just making an educated guess. Some even say that it is technically gambling. Sure, you can improve your chances as you recognize patterns from previous market data and learn economic trends, but in the end, no one can ever really accurately predict how the market will go 100% of the time. It's not something that can just be picked up by a beginner without proper guidance. Even experienced traders suffer losses as well.