It is difficult to quote, but i`ll try to leave the main moments as is were. Sorry if i would mistake.
First of all. Where i said that i get 20% every year? oO I want don`t equal i get.
20% per year means every year, that is the definition of per year. If you want to say something else, then it should be something like 20% every other year.
Checking the first words:
I agree. 20% per year is good for everybody. But i would like to get 20% every year. I don`t sure that if i would by BTC today, i would get such percent. It`s cost is too high as for me.
I
would like. Try to understand these words correctly.
Second. I don`t know where you get statistics, i don`t have information about 2% or 5%. For me normal profit 7-12% per year. For my country it is normal profit. It is without cryptocurrency, just fiat money.
You can find it using bad sources like this
https://www.fool.com/investing/stock-market/indexes/sp-500/annual-returns/ or dig deep into research. Most people like 95% are losing money in trades.
I can use different resources and get different results. I matched that it is situation in my country. The same time i don`t care about other people, who first time bought crypto or stocks or bonds - they mostly don`t understand what they are doing. They aren`t investors, they are common people who want to spend their money in right way, but they don`t know how it works.