I think it's 50:50, for a person with responsibilities like taking care of a home, taking care of all those bills and all that you ..you need a good stream of income and if you put entertainment like gambling this means you need to work twice as hard so that you have the budget to spare some money for this...but what happens if you are on a fixed salary, then of course you gamble less...then the other side has people that get to be good gamblers because they can't work hard, they just love it easy which is living on the edge , otherwise do what works for you but remember to make sober decisions for everyone to be happy.