What do the business owners do with the money that they salary earnings are giving them. They also use that money to pay for the services that the salary earners are doing. That's how the economy works hence nobody is cheating anybody. Let us not pressure ourselves into becoming business owners when that not our destiny because you can be earning salary but use it with intelligence and still be doing well for yourself. Everyone must not be a business owners as some people are good consumers. What we have to learn is how to balance our life that we don't spend unnecessary but be good with our money so we can always have some left for investing because both the business owner and the salary earner still needs to be investors.