You are right man! And not to mention your online businessmen goes to online (or real) casino and his hardly earned money are left out pocket! And only the owners of the shop are highly likely to made of money (but that is not guaranteed as well as you can see some unlucky shop owners even here at the forums). But as to ordinary people, there are 100 more (often unobvious) ways to lose their money (and inflation is just one factor that impacts).