I would prioritize educational certificate more than skills especially in my country where educational attainment matters the most. If you apply for any job, you will have an edge if you are a college graduate because you’ll get those white collar jobs while those undergraduate could only settle on low compensated jobs.
No matter how skilled or strategic you are, as long as you don’t have college certificate to present, your application will be rejected. That’s the sad reality if you live in a country where skills are quite underrated, but putting higher priority on those who have finished quality education.
To an extend educational certificate is overrated, there are so many university graduates that I know over the years without earning from those certificates infact what put food in their table is completely not related to what they studied in school, in my country educational certificate Jobs are rarely to come by, so many graduates every year without creating job opportunities, having an educational certificate is good and also having a skill all together is the best because it will keep you in a position of not being unemployed either self employed or working for someone.