What title says,
unless one is well off himself one should not be having kids, this is my opinion.
What about you?
If you are not ready to take full responsibility of any child, it doesn't make any sense to bring them to this world to suffer. I have had my own share of suffered to my standard and with the experience I have gotten, I don't want want to see my own children have such experiences, that's all I can say but if you have the money and you choose not have kids, I feel like you are as a human being yiu have cheated the nature no matter how you try so hard to justify it.
I have seen people that doesn't want to birth children yet they want to adopt and I don't support that. If you have made up your mind not to have kids, you don't deserve to have one unless you are not healthy to have one. People will push all sort of believe and motions for the society to suit their lives but will want to have what it takes to be part of what nature has made for us. You see people that says they are LGBT whatever and doesn't want kids and want to adopt one, why? Make it make sense.