Newbies are ignorant and sometimes barely know the right things to do concerning Bitcoin investment, i said that because it's only ignorance that would make people who call themselves investors use funds outside their discretionary funds to invest on Bitcoin, they might think it's for a good course but on the long run they'll still have to temper with their portfolio since they'll still need to settle daily needs.
Honestly speaking, investing in Bitcoin with Money outside your discretionary income is pure gambling because since it's a money they are going to need anytime soon, they are bound to temper or sell off their holdings prematurely just to address what the money was made for, so ignorance is a terrible thing that makes most newbies investors to struggle with their investment, mostly because they are not even aware that investment in Bitcoin should only be done with your discretionary income not money meant for some other basic needs, that's pure gambling if am asked what is that.
A lot of people come into Bitcoin without separating what is for survival and what is for investment, and that is where the stress begins. If you are putting in rent money or school fees, you are not really investing, you’re just placing yourself in a tight corner that will eventually force you to sell at the wrong time.
The truth is, Bitcoin needs patience, and patience only comes when the money you have invested is not breathing down your neck. That is why discretionary income is key, it gives you the space to let your investment grow without panic. Newbies mostly learn this lesson the hard way, but once you figure it out, you stop treating Bitcoin like a gamble and more like the long term kind of value it actually is..