Is good to have a long term vision and accumulating consistently but it is not just about these because it is possible to be accumulating consistently with the long term goal and yet one doesn't have a good back up funds and emergency funds that can take care of unforseen circumstances because there will always be a circumstance or circumstances because Bitcoin investment is not all rosey, there are always trial time and this defines who is a real investor and who is not and a real investor will always overcome because they always prepare ahead of time and are always ready for anything.
Saving money and depositing Bitcoin or accumulating Bitcoin are two completely different things. Saving money is depositing cash. For example, depositing some amount of money from our discretionary income in cash. Depositing or accumulating Bitcoin is not. Continuing to buy continuously with our discretionary income until our goal is met is Bitcoin accumulation.
There are many people who cannot plan properly for the right information. For example, there are many new investors who invest but after investing, they have no idea about what they need to do to protect their saved Bitcoin. A person needs to start investing first and then he needs to learn all the aspects. Because if a person just invests and does not do any kind of research after that. Like what is the use of emergency fund etc. all these things need to be learned. But first if a person has a source of discretionary income then he needs to start investing. It is never right to wait to invest.