Use 2 wallets 1 Main for Long term which you only store your Bitcoin as an investment and don't touch till you are a millionaire
and the 2nd wallet for any payments or thing u need daily
If you are new to crypto, just get started first and be ready to learn, relearn, and unlearn some false information you probably have gotten from sources that are not legit. i have found out that the most difficult part of the journey has always been on how to get started. so many people that would have been strong bitcoin holders are not invested yet because they have not crossed that resistance that stops them from getting started because of the false information they have hard from sources that are probably anti crypto which always paints a wrong narrative about bitcoin and crypto in general.
As long as you are just a newbie, all you need to know is the basics about crypto and to be more specific, it is better to get started with bitcoin and maybe when you have stayed long enough and has gained enough knowledge you can try out some good altcoins. get started with bitcoin, work on getting a good portfolio, ensure the security of your asset, avoid anything that looks too good to be true, aim for the long term and not the short term, make proper provision for your emergency fund and keep yourself updated with recent security information that will help you and you asset stay protected from any form of hacks and theft, with that, you will have a smooth transit from being an ordinary newbie to a strong investor that has things well figured out.