Money is power and for you to get that power, you need to invest,save money. You don't wake up one day and get that power, it takes a lot of financial discipline to achieve that.so I suggest you save up and buy some bitcoins for the rainy days.
Bitcoin is one thing that will not lose value rather it appreciate in value. Just invest because at old age you will not have the strength to start doing all that you were doing when young.
You are absolutely right. And we all must be able to save money, not spend it on nonsense and iPhones, brands - so that in the future we will be rewarded for our efforts and ability to discern the prospects of the financial market, where it is, and not succumb to Fomo.
However, there are times when money really does fall from the sky, but not everyone can manage it properly:
In a news I see story about heiress of a billionaire which invested hundreds of millions of dollars in crypto on the advice of a friend and a psychic - as a result, the woman lost more than $80 million.