This topic is a very interesting one, because I fill it is the right thing to do is when you  spread your money into different fields of investment, that is, do not only base your investment in cryptocurrency, also make your investment in other areas like stocks. Even in cryptocurrency make sure you don't invest in one cryptocurrency, there are cryptocurrency with good potentials, spread your investment among them should in case any one did not give you what you expected, you can coverup with the other ones.