What title says,
unless one is well off himself one should not be having kids, this is my opinion.
What about you?
Are you including marriage before kids or kids without marriage, is that what you mean?
It's never a good thing to include kid into your world when you are not ready to take any responsibility, I know everyone love to have kids which is a good thing but not in a dry home.
It's only irresponsible men would love to have kids without proper training and dump their kid somewhere else while the parents leave elsewhere also. Don't bring kid when you are not ready.