Many had children in difficult situations, faced hardships, limitations, and even scarcity at times, but they overcame them. It's not the rule, I know, but if you wait for a favorable situation or a perfect moment, the right time, to have children, you'll never have one. I have three, and it wasn't easy. I often skipped meals so they could eat, and I can say with absolute certainty that I don't regret it for a moment. Today, the situation is a little better, despite the country I live in not doing very well economically and everything being much more expensive.
If you think about it this way, it doesn't just depend on you. If the country's economy is bad, your money won't mean much...