Most lenders will not lend money to people with gambling addiction because they know that if they lend money, they will never get it back. People with gambling addiction collect money by any means and return to the gambling board to get back the money they have lost. You have to rely on yourself to gamble. If you gamble with borrowed money your risk will be multiplied many times over because it is not certain whether you will win the game or not. On the other hand you can expect a loan by putting some assets as collateral and promising to pay a certain interest rate. Debt can destroy family relationships it is also more likely that your assets will end up in the hands of others.
This is true if no collateral loan.
In reality, there’s a lot of loan shark feasting on gambling addicted players since they often pawn or sell their luxury items to fuel their addiction.
Loan shark always ask for collateral so there’s no risk at all for them if they lend money to gambling addicted players. In fact, there’s a lot of lender or pawnshop near every casino because they new there’s a lot of potential customers coming from gamblers.