Yes most people are buying Bitcoin as a means of holding and selling at a later time but the true worth of this is the freedom that it allows. The fact that you can move money along boundaries without a bank or limitations is something that no other system actually has to this extent. It also places financial control in the direct hands of people directly which is powerful particularly to individuals who do not have access to banks. Thus it is an investment asset, but a new money and an alternative financial system that confronts the old.