Bitcoin is all of these as you may think of, this doesn't matter whether there is an understanding of how applicable it is or not, because everyone of us is expected to have learnt about it and utilize its opportunity in learning more about it.

You can decide on your own wish to use bitcoin as an investment asset, some may say that theirs is to make use of it for a payment currency while in some cases, some have seen it as a store of value that is profitable if they have it and hodl for a long time, so it is more important that we understand the reason for the creation of bitcoin, its various applicable ways and how it could help the financial economy of individuals when adopted.