XLM has been around for a long time and already had its explosive run from the early days so the 100x type of gains might not be realistic anymore. That said with the PayPal angle and its ongoing focus on payments/remittances it still has long-term use case potential. If you’re looking for stability with gradual upside XLM could be worth a hold. If you’re after the next hidden gem though you might want to balance it with a few smaller-cap projects. Always best to spread your bets and keep risk in mind.