I recently encountered someone who talked about spending their money fast or slow. It got me thinking what are the differences. Basically spending your money fast means when you get money, you end up losing it immediately to buy whatever it is you want. Spending your money slow means once you acquire your money, it takes time for you to spend it but at the end... you still spend it anyway. It made me realize that even if you save your money to spend it eventually, you are still somehow losing money. The point is not when you spend your money but where you spend your money on. You can spend your money immediately but are you spending it on something worth its price? Something valuable? Something that is necessary?
If I could understand you absolutely correctly, then I will say that money is spent in any case - quickly or slowly, if certain expenses exceed earnings for the month.
Now I will explain my idea: for example, someone can earn a lot (without knowing that he spends a lot), then he will put aside some money and think that he will be able to save it. But if this person does not keep track of expenses and income, then he does not know that in any case by the end of the month he will take this saved money, and will spend it anyway, so there is no point in thinking that he will be able to save it.