Segregation of Player Funds: Article 3.2 of the LOK requires operators to separate player funds from operational capital to guarantee availability at all times. Deposits are the property of the player, not the casino, and must be safeguarded.
Transparency of Terms: Article 5.1 obliges licensees to provide clear, transparent terms regarding the handling of bets and winnings. No provision allows confiscation of deposits without regulatory or judicial order.
AML/Criminal Exception: The only circumstance where deposits may be frozen or seized is under Article 7.4 (AML provisions), in cases of suspected money laundering, fraud, or criminal financing. Even then, seizure must be coordinated with authorities—not imposed unilaterally by the operator.