If you ask me, I will be honest and give myself as an example so that people will believe that it's a bad idea to take a loan, it's not a sign of weakness if you admit your past mistakes.
How about you? How do you see yourself?
I would say that this is an experience that you pass on to others. If we do not share our experience, even if it is bitter, then here we can blame ourselves for the indifference that will one day return to us from other people. It is not for nothing that there is an expression: "fear the indifferent." I am not saying that we should always butt in with our advice, sometimes unsolicited, but a careful warning will clear your conscience. I respect freedom of choice, but when I see that some actions can bring losses to a person, I will persist in warning, especially if I have made these mistakes myself.