What title says,
unless one is well off himself one should not be having kids, this is my opinion.
What about you?
Actually, if I want to speak the truth then I say that raising kids nowadays involves a lot of money because raising kids is not just about food, clothing, and shelter there are many other expenses too. When a kid is raised, it has a big responsibility and expenses. But if we think that when a person grows up, he will focus only on making money, then one day he will be able to lead a very boring life. If he has a wife and kid, I mean family then he will work hard for them. And in this way he will helpful for the economoy. So, from that perspective, I believe having children is a good thing but yes, of course, it comes with a lot of expenses nowadays.