And how do those who have no experience start a business? And a business can be started even without capital, for example, with the help of other people's money or with the help of credit money. So this is important, but it is possible to find another solution, and it is more important to find the right niche that will be in demand in the market and where the competition will not be very high, because for a new business it will be more difficult, or you will have to get less profit in order to be more competitive.
Let me answer, with help from others, whether in the form of investment, lending, or simply providing capital, and with credit assistance, I think it's fine; it's not wrong. But what is clear is that those who will start with this kind of assistance must really manage it very well. The risk of loss may occur because, of course, the name of the risk is definitely there. But if we manage it very well and very carefully, this risk is possible, even if it does occur, it may not have a major impact on the business being run.