Well trading, investing and then holding for long term all are different things and I think one should have certain portfolio fix for each type of these strategies and plans.
What’s the difference between investing and holding? I don’t know if you can clarify that. If you are in crypto, you shouldn’t keep everything in a wallet. whenever am investing, my target is always for long term, so when am holding I do make use of a non custodial wallet, and I don’t use the wallet for any other thing. If am trading, I do make use of exchange, and immediately I know I won’t be trading for some time, I don’t always leave my money on exchange, I do make withdrawal immediately because I know my money is not safe on exchange. Also if am participating in all this airdrops, I do always have a separate wallet for that, because I know the risk involved in participating in airdrops, so I do make use of separate wallet for that.