When people talk about risk many quickly point to cryptocurrency and forex as the biggest risks anyone can take. However this mid-year August 2025 was a real eye opener. For example my wife invested a lot of time and money in beans this year but when the market crashed the losses were heavy. This shows that even physical investments can be just as risky if not more depending on the circumstances.
All jobs have risks, and that's something that's inherently inherent in any job. A job without risk is one that doesn't generate income, because as long as it generates income, the risk will remain. So if you see someone who only understands the risks associated with crypto and forex, they're probably unemployed and have never tried running a physical business like your wife's. You can explain this to those who still have a basic understanding of the risks associated with crypto and forex.