When you are using only your discretionary income to invest in Bitcoin it means you are investing with peace of mind. Even if Bitcoin falls, your life, bills, and responsibilities stay safe and intact, so use only your Discretionary income for Bitcoin investment or accumulation.
Remember there are set of people that invest From thier discretionary income yet they don't have peace of mind, they still panick during the dip. So this is just all about discipline, You can have a discretionary income to invest in but if you're not discipline you can't stay focused as you may be tempted to sell off your holdings some day due to pressure so as a newbie who is about getting started with bitcoin investment you need to be discipline. Discipline i mean in terms of sticking to your decision once you decide never to tempter your bitcoin investment for any reason then you Stick to the decision let your yes be yes not just after making a decision maybe due to pressure you just decided to sell your holdings no, you just need to stay discipline no matter what.
What exactly are you saying, do you mean that if one is using his discretionary income he or she will still panic and if his not using his discretionary income but is determine he or she won't panic, sometimes you people should try to make things very clear to people when writing and stop confusing people.
Using your discretionary income is the best way to stop panic when ever there's a dip in Bitcoin, no matter the level of determination you have in investing in Bitcoin and holding it for a very long time if you don't use your Discretionary income to accumulate you can never hold for long-term, and I think you need to understand the meaning of discretionary income so you won't be mistaken things, discretionary income is the extra money you can choose to spend, save, or invest as you like after paying all your bills so tell me how will you use such a money to invest in Bitcoin and still be panicking when there is a dip knowing fully well it is just for some time and bitcoin will still rise again.