There are many rich people who, despite having money, lose their long-term financial stability but If it is not possible to restore financial discipline, then a person will never be successful in the long run. If someone has a small income and if he manages his financial affairs with discipline through that small income, then he can be in a good financial position in the long run. To be financially independent, a person must have a financial discipline along with his income and must use his money properly. Those who can give importance to these three things will be successful in the long run.