Re: Is Bitcoin the future of loans or just pocket change charity?
I agree with that.
It would be a P2P loan, so to speak, you are on your own if you do such operations without a mediator.
There are many platforms that offers P2P loan in Bitcoin.
Eventually they have found a way to harness the risk of losing your fund to borrowers. Not it is safe to offer a loan in those platforms, because they wont give the loan out if you dont have an asset or something to be held as a collateral.