You wouldn't blame anybody for the stack they've had over the years, that's the amount of stack they've been able to afford over years while holding, don't forget that you have to accumulated within your financial muscle, regardless of the fact that the amount they've been holding over the years is not mouthwatering, trust me there has been some significant improvement in the profit margin if look at it critically. People financial background are not the same, you could start stacking within few years and boom your up there, that's because of the amount you've been alloting to your accumulation and how buoyant you are.
I believe people should be allowed to stack within their means, and if the opportunity comes for them to increase their lot size, trust me they will, without hesitation.
All hands are not equal. And honestly someone who have the most discretionary income may not be the one who have the most stash in his portfolio. The one with the lesser discretionary income may be more committed and discipline in his accumulation. When it comes to investment through DCA every little amount bought goes along way. Those little peanuts may grow to become a giant fruit one day and sure no matter the pressure from peer group, online or in this conversation is enough to push anyone to invest more than what they can afford.