People always want to learn things the hard way. After being privileged to be able to have a system where one can control their assets and funds independently without any third party, they still do not like that; they prefer to give it to a third-party exchange to help them do that. It is when something happens that is when they realize they need to control their assets themselves. I see no difference between such actions and the fiat system because it is similar in nature, but only that this is crypto, but their actions are still the same, so why not make use of the fiat system rather than wasting time with the crypto exchange, because the exchange works similarly like the banks but in a well packaged and upgraded way backed by the government.