watching stable coins lose their peg over the years was pretty scary to see. Tether FUD was always a thing, and it felt like it may pull a luna when it would drop to 95 cents or whatever it did a few times. It seems like it has become a lot more legit these days, but the real test is when the market drops and we get a bear market. USDC and Tether seem pretty safe for the most part if I had to choose any i guess just dont hold too much of your portfolio in them to reduce as much risk as possible