I think we’re over exaggerating and over emphasizing on this Scenario, it’s just as simple of knowing when to stop if we’re choosing to be aggressive and knowing when to be aggressive financially, I think there is nothing absolutely wrong if we want to be aggressive and there are times we can be aggressive and there are also times we might not be aggressive, it depends on when we have more discretionary income to be more aggressive, because there is no way we can be aggressive when we don’t have a discretionary income, and we should be also smart and intelligent enough to know when is the right time to be aggressive and when it’s not the right time to be aggressive.
You cannot be aggressive if you only have discretionary income. It is natural to invest aggressively while looking at the market while investing. If you can analyze the market properly, then you can buy aggressively when the price falls. But if you only have discretionary income but no funds, then you should not invest aggressively. The money left after fulfilling your needs is discretionary income. But if you do not arrange any funds, then you can never be successful in investing, it is wrong to think of aggressive investment.
We may suddenly face financial crisis. So if we cannot deal with that situation, then we have to sell our investments. Which prevents us from being successful investors. We have to continue investing after facing any situation. So first create a fund from discretionary income and then think of aggressive investment.