I still prefer money to start my business and maximize my creativity so I can grow my business and earn unlimited amount. Having sufficient amount of money still create an edge over anything else.
While there are also some significant persons who became rich through their own talent and creativity, but let’s be real here, not all talent or creativity paves way for massive income. In fact, some didn’t work most especially if your creativity does not fit on the market you chose. But if you have funds to start with your business while you continue to develop your own creativity, the rate of success will be undeniably high.
Business is really hard though, there is 100% chance that your resources might never yield something you desire. Business is very hard, most oftien you don't win when you start, you may feel discouraged and all that and also you might also run into some losses, these things are can't be avoided but if you are dedicated and ready to compromise somethings to improve the business, you will succeed in it but like I said, alot of people failed in business.
I don't mind if I have investment and not really business type, it's easy to manage invest at your comfort while you focus on other means of making money, it's easy to control as you can see some loss coming unlike business that you will never see coming, once you are in it that's it, you have to sell everything you are have down before you can be able to know if your business strategy comply with your cost of production, cost of income and revenue.