I agree that Bitcoin is currently perceived more as an investment than as a means of payment. But this is a natural stage — over time, as regulation and trust grow, it may become more widely used in transactions. Everything depends on the infrastructure and the willingness of businesses to accept such payments.
Yes adoptors or users interests is more of it store of values due to current economy and the highily volatility of bitcoin. Although currently there are certain users who are using it for payments purposes but while we would be looking at a larger rate to follow the payments process with our regular transaction basis, we should be looking out to when the market finds a support holding for consolidations. Infrastructures is not the case as there had been basic technology amenities to facilitate transactions/payments but I see a bit of hindrances from the regulatory authorities but that's not the case because anyone who want to use bitcoin for payments could still move on using the decentlized networks where regulations is exempted.