It's unwise to invest in Bitcoin with our savings because that's not the right way to go about Bitcoin investment and any investor who indulge in such practice won't last long in Bitcoin investment since there's a big possibility we will use the money meant for our expenses to invest in Bitcoin, and when it's time for us to solve our expenses, we won't have enough money to take care of our expenses and we will completely depend on our Bitcoin investment to sort ourselves out. It's always wise we invest in Bitcoin with our discretionary income so that we will always be fit to solve our expenses, and it will help us to remain in the game for a very long time.
I agree with you but Investing with discretionary income won't help us to be fit to solve our problem and if I may ask what problem are you talking about? Do you mean financial problem? If you are referring to financial problem then our discretionary won't or can not help us to solve it because our discretionary is only meant for buying or accumulating Bitcoin in order to grow our portfolio. What will help us as an investor to be fit to solve problems is our emergency funds, because after discretionary funds comes emergency funds because that is what we need to offset any problem that will rise or come up and so it is very necessary for an Investor to always have an emergency funds and not just an emergency funds but a good one.