Some will complain that Bitcoin is too expensive and they can't afford it, why some will keep on waiting for the dip before investing not knowing that no time is too late so-far-as Bitcoin investment is concern. Too much excuse and procrastination is what has kept so many people poor because they failed to take advantage of opportunities when available . However low income earning is not an excuse when we have dca method ,am not financially capable at the moment is even not an excuse too because with a little discretionary funds from you little earning can give you a life changing opportunity.
Just like you rightly put it, procrastination is the main issue here, many people tend to procrastinate instead of taking the bull by the horn but for others it seems they really do not understand the value of what they are about to indulge in but nevertheless, I believe that being resolute and optimistic in terms of knowing what you should invest in is the first step to breaking jinx to your Bitcoin phobia.