You are right OP. If all gamblers when gambling consider their financial status at that moment, I believe that majority of them will appreciate their little profits and limit their losses. Of course, it's the money in your casino account that is yours and not the one on your bet slip which is the main reason whenever, I see a cashout offer on parlay bet, I don't think twice but cashout to avoid story that touches.

However, greed can make a poor gambler to ignore the cashout offer because he has the dream of winning big and transform his standard of living with his bet but that's all illusion on your bet because the last game might end up cutting your slip.