Some will complain that Bitcoin is too expensive and they can't afford it, why some will keep on waiting for the dip before investing not knowing that no time is too late so-far-as Bitcoin investment is concern. Too much excuse and procrastination is what has kept so many people poor because they failed to take advantage of opportunities when available . However low income earning is not an excuse when we have dca method ,am not financially capable at the moment is even not an excuse too because with a little discretionary funds from you little earning can give you a life changing opportunity.
Op, you know it would be very difficult for those who aren't fully understanding or believing in what they want to invest in. Investments are all about knowledge and understanding. Some people have little knowledge about it but are still scared of investing in cryptocurrency; that's why it's always advisable to invest what you can afford to lose. However, the excuses will not come from experienced members here. The best thing to do as a newbie is to learn what investment is all about, know it and know the risks behind investment. The more you make excuses, the more you see people closer to you winning.
In addition, as a newbie it's not necessarily you must start with huge amounts of money even little DCA method can bring a surprise In to your investment.