You are being contradictory. You say you are rich because you have options, but you also criticize your friends for making what you think are bad financial decisions, which you say you have the option to make. You are not "the rich guy who made it" for renting a house and not having a car, you are simply a person who made some different decisions in your lifestyle.
Just tell me one thing, whats the purpose of having money if you are not going to enjoy it? I mean, I have my own house, I own my own car, and I love to travel whenever I have the time. But no, I am not in debt, and I dont work for corporations anymore. So you see, there really not so clear-cut and dry as you think.
Dude reasoned as if he owns his life and knows when he will die. Funny enough, he could die tomorrow and in the end die as a poor man without enjoying his wealth. No one is saying you should buy liabilities, but buy the basic things that will make your life easy and not investing forever. If I may ask, when exactly was he expecting to own a car and house. When he is 100% comfortable? Will such a time ever come?
I do wish dude could read through this thread and have a second thought.