I think as long as you continue to have a steady income in real life, your investments will remain safe, provided that the money you invest comes from discretionary funds (residual income). Often people invest with funds that will be used for living expenses. This is not a mistake, just not quite right, because your investments will be threatened when you suddenly need money. ultimately leaving you with no choice but to sell your investment assets. In other words, it is important to understand the proper allocation of income in real life.
Proper financial management is indeed very necessary for the success of an investment plan, especially for long-term investments like Bitcoin. It is important to keep the investment secure so that it is not disturbed.
I have experienced issues related to selling Bitcoin that I had previously accumulated because of an unexpected financial problem that had a negative impact on my investment. This experience taught me that we should not force ourselves to invest more if we are not actually managing our finances properly.